Chapter 35 VA benefits, also known as the Dependents’ Educational Assistance (DEA) program, provide valuable educational support to the dependents and survivors of U.S. military veterans.
These benefits can significantly alleviate the financial burden of education, covering various costs like tuition, fees, and even job training. If you’re the child or spouse of a veteran, understanding how Chapter 35 benefits work could open up new educational opportunities for you. In this comprehensive guide, we’ll explain what VA Chapter 35 benefits are, who qualifies, how to apply, and how you can make the most of this assistance.
What Are Chapter 35 VA Benefits?
Chapter 35 benefits are part of the VA’s educational assistance program, specifically designed for the dependents and survivors of veterans. The program offers financial aid for various educational pursuits, including college degrees, non-college degree programs, on-the-job training, apprenticeships, and certification courses. The main goal is to help eligible dependents gain the skills and knowledge needed for successful careers and financial independence.
Who Is Eligible for Chapter 35 VA Benefits?
To qualify for Chapter 35 benefits, you must be the child or spouse of a veteran who meets specific criteria. Here’s a breakdown of the eligibility requirements:
- Children (Including Biological, Adopted, or Stepchildren)
- Must be between the ages of 18 and 26. In some cases, exceptions are made to extend the eligibility period.
- The veteran parent must either be permanently and totally disabled due to a service-connected condition or have died as a result of a service-connected disability. One example would be 100% VA Benefits
- Children of veterans who were Missing in Action (MIA) or were Prisoners of War (POW) may also qualify.
- Spouses
- Spouses of veterans who are permanently and totally disabled due to a service-connected condition, or who died as a result of service-connected conditions, are eligible.
- Surviving spouses who remarried before age 57 may still qualify under certain conditions.
- Spouses have up to 20 years from the date of eligibility determination to use the benefits.
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What Educational Programs Are Covered Under VA Chapter 35 Benefits?
VA Chapter 35 benefits can be used for a wide range of educational and training programs, including:
- College Degrees and Non-College Degree Programs
Whether pursuing a bachelor’s, associate’s degree, or vocational training, these benefits can help cover tuition and fees. - On-the-Job Training and Apprenticeships
Paid on-the-job training, such as firefighter training, police academy programs, or apprenticeship programs, are eligible under Chapter 35. - Certification Programs
Obtain certifications in various fields such as medical coding, automotive technology, or computer programming. - Correspondence Courses and Distance Learning
For those who prefer online learning or need flexible schedules, Chapter 35 benefits can be applied to correspondence and online courses. - High School Diploma and Remedial Programs
Some preparatory courses, including high school diploma programs and refresher training, may also qualify.
How Much Financial Assistance Can You Get with VA Chapter 35?
The amount of financial assistance depends on the type of program and the number of training hours. The Chapter 35 VA Benefits Pay Scale is updated every year based on inflation and the number of credits you’re taking — are you full or part time, etc. As of the 2024-2025 fiscal year, the current rates (subject to annual adjustments), here’s a rough breakdown:
- Full-Time Education (College or Vocational): Up to $1,536 per month for full-time training.
- 3/4-Time Training: Approximately $1,214 per month.
- Half-Time Training: Around $890 per month.
- Less Than Half-Time Training: Reimbursement of tuition and fees up to the specified rate.
Note: The rates may vary based on changes to VA policies, so it’s important to check the VA’s official website for the latest updates.
How to Apply for Chapter 35 VA Benefits
Applying for Chapter 35 VA benefits involves several steps:
- Gather Necessary Documents
Make sure you have your Social Security number, the veteran’s Social Security number, and any VA documentation regarding the veteran’s disability status. - Complete VA Form 22-5490
Use the Dependents’ Application for VA Education Benefits (VA Form 22-5490) to apply for Chapter 35 benefits. This form can be submitted online through the VA’s website or by mail. - Submit the Application
Applications can be submitted via the VA’s eBenefits portal or mailed to the Regional VA Processing Office. Processing times may vary, but you can track your application status online. - Receive Your Certificate of Eligibility
Once approved, you will receive a Certificate of Eligibility, which you will need to provide to the educational institution to start receiving benefits.

Making the Most of Your VA Chapter 35 Benefits
To fully leverage Chapter 35 benefits, here are some strategies:
- Combine with Other Financial Aid
Use Chapter 35 benefits alongside other financial aid, such as scholarships, grants, or work-study programs, to cover any additional expenses not fully funded by the VA. - Understand Your Benefit Period
For spouses, the benefits must be used within 20 years of the eligibility date. Children must generally use them before age 26. Plan your education and career path accordingly. - Explore Career Counseling Services
The VA offers educational and career counseling services to help you choose the right program and make informed decisions about your educational path. - Track Your Benefit Usage
Stay aware of how much of your Chapter 35 benefits you’ve used to avoid running out of funds before completing your education.
Frequently Asked Questions About VA Chapter 35 Benefits
- Can I use Chapter 35 benefits for a second degree?
Yes, you can use these benefits for multiple educational programs, but the total amount you receive is capped. - Can I transfer Chapter 35 benefits to someone else?
No, Chapter 35 benefits are non-transferable and can only be used by the eligible dependent or spouse. - Do Chapter 35 benefits expire?
Yes, eligibility for children typically ends at age 26, while spouses have 20 years from the eligibility date to use the benefits. - Can I work while receiving Chapter 35 benefits?
Yes, you can still work while using Chapter 35 benefits, as these payments are intended to help with educational expenses. - What is the Chapter 35 VA Benefits Phone Number?
- The chapter 35 VA benefits phone number is: 888-442-4551
- What are the chapter 35 va benefits requirements?
- The chapter 35 VA benefits requirements at a minimum are as follows: The person receiving the benefits would be a spouse, children of a veteran and/or service member who meets at least one of the following requirements: Is determined to be permanently and totally disabled from service connected causes (ie 100% P&T). Is on active duty and is likely to be discharged with a permanent and total disability. Died in service.
- What is the chapter 35 VA benefits age limit?
- The chapter 35 VA benefits age limit is typically 18-26 though there can be exceptions.